Money, without the homework.

Practical thoughts on spending, budgets, and understanding your money.

Budgeting

Why Your Monthly Budget Never Seems to Work

If you keep breaking your monthly budget, the problem may not be your discipline. Here's how to build one that actually matches real life.

5 min read →
Walti History screen: every logged expense, searchable.
Spending habits

The Small Purchases Aren't the Problem. Not Knowing About Them Is.

Coffee isn't ruining your finances. The real problem with small purchases is how easily they disappear from memory and add up unnoticed.

5 min read →

Want to put any of this into practice?

Walti is a simple expense tracker for iPhone.

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